Jurisdiction and Access Rules
Our position is simple: what you can access, how your account is used and which requests we can accept all depend on the law that applies where you are. If local law allows access, you may open an account and continue; if it does not, you
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should not proceed. We keep this page focused on the rules that affect you directly: identity checks, record retention, cookie use, correction requests and closure requests. When UPI, Paytm or PhonePe appears as a context chip, it is shown only where the transfer can be verified
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against your account. We also keep a clear audit trail so changes can be checked later. If a rule changes in your region, we apply the current rule from that point onward and update this page to match.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.